INSIGHTS

Maintaining Data Integrity in the Cloud Era
With credit data migrating to the cloud, lenders face a critical task —maintaining accurate and consistent borrower data. Even small discrepancies can have a big impact on credit decisions, risk assessments, and regulatory compliance. Check out this essential guide for monitoring changes in borrower data.

From Compliance to Competitive Advantage: Building Smarter Credit Scoring Models for Insurance
The use of credit data in insurance underwriting and pricing is a sensitive area that is heavily regulated to ensure fairness and transparency. Insurance companies must implement comprehensive compliance monitoring systems, maintain detailed documentation of credit-based decisions, and regularly update policies to reflect new regulatory requirements and industry best practices.

Navigating Risk in Times of Economic Uncertainty
In times that have a profound economic impact on consumers, risk management strategies should be monitored and adjusted on an ongoing basis. Understand and respond to changes in your portfolio while maintaining positive customer relationships.

Increase Marketing Campaign Effectiveness
DMS can help you increase the effectiveness of your marketing campaigns including direct mail offers by using consistent evaluation criteria from start to finish. Learn more about our unique marketing stage process and how it can help you maximize customer acquisition.