Ensure a complete view of your applicants through merge capabilities.

Pulling credit reports from more than one bureau can provide a more complete picture of your customer.  To help you assess the value of a multi-bureau approach, DMS can perform a Merge Benefit Analysis that demonstrates how credit information merged from multiple credit bureaus is often more predictive than information from one source. This service ensures that gaps are filled, data is enhanced, and information is complete with proven merge capabilities. DMS has extensive expertise in the application of targeted merge technology that enables clients to test the viability of applicants that fall just inside the margins of their approval criteria.