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LICENSED SOLUTION
Direct Access to Credit Bureaus and Other Data Sources
CreditToolkit™ is licensed software that offers direct access to the major credit bureaus and other data sources using the client’s own communication lines. Clients receive maximum value through the integration of applicant information with an in-house credit bureau platform. CreditToolkit™ is ideal for integration with client-built origination systems or through any of the loan origination system software packages already integrated with CreditToolkit™. Data from multiple credit bureaus is standardized and normalized, and the software’s unique deduplication and bureau merge capabilities build a comprehensive applicant credit profile.
CreditToolkit™ benefits include:
- Ability to select credit bureaus by geographic preference and define a response hierarchy for even greater control.
- Support of custom attributes and scorecards created with CreditAnalyst™ for automated decisioning.